Inside Princess Charlotte’s impressive £92,000 jewellery collection: From royal heirlooms to sentimental pieces

Princess Charlotte is beginning to make her mark not only through royal engagements but also in her thoughtful approach to fashion – especially her jewellery.

Like her mother, the Princess of Wales, Charlotte has started incorporating pieces with deep personal and historical significance into her wardrobe.

At Trooping the Colour, she paid a touching tribute to her late great-grandmother, Queen Elizabeth II, by wearing a diamond horseshoe brooch.

The cherished gift, from the Queen herself, was a poignant nod to both her royal lineage and her personal connection to the late monarch.

Similarly, the Kate honoured Queen Elizabeth by wearing the Bahrain pearl drop earrings, a classic and timeless pair from Her Majesty’s collection.

Yet Charlotte’s style remains age-appropriate and relatable. She balances these heirlooms with more accessible, youthful choices.

A perfect example was her recent appearance at Wimbledon, where she wore a charming Pandora bracelet adorned with handpicked charms believed to carry personal meaning – offering a sweet glimpse into her personality.

Maxwell Stone, director at Steven Stone jewellers, tells the Daily Mail that Princess Charlotte is already ‘mastering the art of mixing high street favourites with royal heirlooms’.

He explains: ‘Just like Kate, Charlotte effortlessly blends meaningful family treasures with personalised pieces, such as her playful charm jewellery. This thoughtful balance not only reflects her emerging fashion sense but also highlights her deepening connection to royal tradition.’

Below, we delve into Princess Charlotte’s growing jewellery collection.

Pandora bracelet and charms: £223 

At the Wimbledon Gentlemen’s Singles Final, Princess Charlotte appeared in the Royal Box wearing a £65 silver Pandora Snake Chain Slider Bracelet.

Her bracelet featured three meaningful charms: an emerald crystal, a silver heart disc engraved with a personal message, and a rose gold-plated Nala charm from Pandora’s popular Disney The Lion King collection.

Maxwell says: ‘The emerald represents Charlotte’s birth month of May, while the engraved heart – though its message wasn’t visible – is likely to carry sentimental meaning.

‘The most endearing touch is the Nala charm, which is believed to be a playful tribute to her brother Prince George’s favourite film, adding a sweet sibling connection to her look.’

+8
View gallery

+8
View gallery

At the Wimbledon Gentlemen’s Singles Final, Princess Charlotte appeared in the Royal Box wearing a silver Pandora Snake Chain Slider Bracelet with three deeply personal charms

Diamond horseshoe brooch – estimated value: £10,000

At this year’s Trooping the Colour, Charlotte added a heartfelt touch to her outfit with a diamond horseshoe brooch – a subtle yet deeply meaningful accessory.

The young royal first wore the brooch at Queen Elizabeth II’s state funeral in September 2022, paying tribute to her late great-grandmother’s passion for horses.

Originally belonging to Queen Mary in the 1920s, it was later passed to the Queen Mother and eventually gifted to Charlotte by Queen Elizabeth II, continuing a legacy of remembrance and royal tradition.

Maxwell explains: ‘The brooch is more than just beautiful – it’s a treasured family heirloom steeped in history and sentiment.

‘I’d estimate its value at around £10,000, though its emotional worth within the family is far greater.’

+8
View gallery

At this year’s Trooping the Colour, Charlotte wore a diamond horseshoe brooch pinned to her dress – a subtle yet deeply meaningful accessory

Accessorize necklace: £22

Attending the 2024 Christmas Day church service at Sandringham, Charlotte looked radiant in a festive tartan coat that perfectly complemented her mother’s scarf.

What caught the attention of onlookers, however, was her delicate gemstone necklace.

The £22 healing necklace from Accessorize featured amethyst, rose quartz and onyx, sparking speculation that it may have been a Christmas gift.

Charlotte’s affordable jewellery choice suggests that she is already taking after her fashion-forward mother, who is known to be a fan of Accessorize herself, having worn at least eight pairs of earrings from the brand.

+8
View gallery

Charlotte’s healing necklace from high street brand Accessorize featured amethyst, rose quartz and onyx, sparking speculation that it might have been a Christmas gift

Embellished headpiece – estimated value: £80,000

At the coronation of King Charles III in May 2023, Charlotte and Kate wore matching headpieces designed by Jess Collett in collaboration with Alexander McQueen.

While many expected the duo to wear historic tiaras from the Windsor collection, their choice to debut custom-made pieces was an unexpected twist.

Maxwell notes: ‘Although the silver crown gives the illusion of being encrusted with diamonds, it’s actually crafted from silver bullion and crystals, adorned with three-dimensional leaf embroidery.

‘The result was a regal yet contemporary statement piece – elegant and eye-catching without the extravagance of traditional royal jewels.’

+8
View gallery

Charlotte’s stunning leaf motif tiara designed by Jess Collett in collaboration with Alexander McQueen is estimated to be worth £80,000

Pearl bracelet – estimated value: £2,000

Charlotte also wore a bracelet featuring delicate seed pearls and a gold clasp during the coronation.

The elegant piece beautifully complemented her dress, which was embroidered with floral motifs representing the four nations of the United Kingdom.

‘Pearls have long held a prominent place in the royal family’s jewellery collection and are closely associated with the late Queen Elizabeth II, who was rarely seen without her iconic pearl necklace,’ Maxwell explains.

+8
View gallery

Charlotte was also seen wearing an elegant bracelet adorned with fine seed pearls and secured with a gold clasp at the coronation

Arabic bracelet – estimated value: £100

During her 2024 visit to Wimbledon, Charlotte was spotted wearing a dainty gold bracelet inscribed with what appeared to be her name in Arabic.

The piece also included a small turquoise nazar amulet, a symbol traditionally believed to protect against the Evil Eye.

‘The bracelet underscored Charlotte’s growing affinity for personalised jewellery – a style choice increasingly popular among royal women,’ Maxwell says.

This personal piece echoed a jewellery trend embraced by other royals too – Kate, Meghan and Sophie often wear accessories that pay tribute to their children.

+8
View gallery

During a visit to Wimbledon in 2024, Charlotte was spotted wearing a delicate gold bracelet inscribed with what appeared to be her name in Arabic