At just 10 years old, Princess Charlotte, the only daughter of the Prince and Princess of Wales, has already curated a jewelry collection that could make any royal envious. Valued at an impressive £92,000, her collection blends historic heirlooms with contemporary pieces, each one representing her royal heritage, personal taste, and the loving guidance of her parents.

A Collection That Speaks to Tradition and Modernity

Much like her mother, Princess Catherine, and her late grandmother, Princess Diana, Charlotte has shown an incredible talent for balancing tradition with accessibility. Her jewelry collection is a testament to this. Among the most cherished items is a diamond horseshoe brooch, a precious gift from her late great-grandmother, Queen Elizabeth II.

This piece, which made its debut at the Queen’s State Funeral in September 2022, holds significant sentimental value. The brooch, a symbol of the Queen’s lifelong love for horses, was originally worn by Queen Mary in the 1920s before passing to the Queen Mother and eventually to Elizabeth II. Today, it holds a place of pride in Charlotte’s collection and was worn again at Trooping the Colour as a quiet nod to her royal heritage. While valued at £10,000, the true worth of this brooch to the royal family is priceless, carrying with it memories that span multiple generations.

Sentiment Over Price: Charlotte’s Personal Touch

Charlotte’s taste in jewelry continues to reflect a strong sense of sentimentality over sheer value. One of her most personal pieces is a charm bracelet, which draws inspiration from one worn by Princess Diana. The bracelet, gifted by Prince Charles to Diana, featured tokens from various special moments. Charlotte’s version, valued at around $180, proves that, for her, sentiment is far more important than the price tag. Just like her mother, Charlotte has an eye for mixing fine jewelry with more accessible treasures.

A Growing Fashionista

On Christmas Day 2024, during the royal family’s walk to church at Sandringham, Charlotte turned heads with a striking 22 lb healing necklace strung with amethyst, rose quartz, and onyx. Although early reports claimed the necklace was from the high-end brand Aya, it was later confirmed to be an affordable piece from the retailer Accessorize. This reflected Princess Catherine’s own fondness for the brand, with Charlotte following in her mother’s footsteps when it comes to choosing stylish, accessible accessories.

At King Charles III’s coronation in May 2023, Charlotte and her mother stunned fans by wearing matching custom headpieces, designed by Jess Colette in collaboration with Alexander McQueen, instead of the traditional Windsor tiaras. The headpiece, estimated at $16,000, featured intricate silver bullion and crystal design with three-dimensional leaf embroidery, mimicking diamond brilliance. Paired with a delicate seed pearl bracelet and a gold clasp, Charlotte’s ensemble was a beautiful homage to her late great-grandmother, Queen Elizabeth II, with the pearls serving as a subtle tribute to the Queen’s iconic style.

Cultural References and Personalization

Princess Charlotte’s growing collection also includes pieces that reflect cultural influences and personal significance. At Wimbledon 2024, she sported a gold bracelet engraved with her name in Arabic and adorned with a turquoise amulet believed to ward off the evil eye. This piece, worth around $132, highlights a growing trend among young royals to wear jewelry that has personal meaning, much like her mother and other royals such as the Princess of Sussex and the Princess of Edinburgh.

Embracing Modern Trends

Like many young people, Charlotte has also embraced the lighter side of fashion, showing that she’s just as in touch with popular culture as she is with royal traditions. During Taylor Swift’s The Eras Tour, Charlotte wore colorful friendship bracelets, a beloved trend among fans worldwide. While the value of these bracelets is purely sentimental, they demonstrate Charlotte’s relatable side—someone who is just as comfortable wearing popular, fun accessories as she is in priceless royal jewels.

A Glimpse into the Future: Charlotte’s Growing Collection

As Charlotte matures, it’s clear that her jewelry collection will only grow. Her mother, Princess Catherine, boasts an impressive collection valued at £9.5 million, including pieces inherited from Princess Diana, such as the iconic Spencer tiara, which Charlotte is said to hope to wear one day. The Windsor vault, a treasure trove containing jewels from Queen Elizabeth II, Queen Mary, and other royal figures, is estimated to be worth £82 million. Charlotte’s future in the royal jewelry world is undoubtedly bright.

For now, though, Charlotte’s choices remain age-appropriate and deeply personal. Her carefully curated collection represents her unique blend of tradition, modernity, and individuality—a perfect reflection of the role she will one day inherit as a key figure in the British monarchy.

As Charlotte continues to grow, so too will her jewelry collection, with each new piece offering a glimpse into the legacy she will carry forward as the future of the royal family.