Martin Lewis has revealed four health conditions that could entitle people of State Pension age to an additional £109 per week.

Martin Lewis has revealed four health conditions that could entitle people of State Pension age to an additional £109 per week.

In a special 90-minute edition of the weekly ITV programme, the financial guru focused on the ways Brits ‘fund many work-free, later-life years’.

The Manchester-born Money Saving Expert founder, 52, was speaking on The Martin Lewis Money Show Live on Tuesday when he explained that those with ‘Parkinson’s or physical disabilities, dementia or terminal illness’ are likely to be eligible for an extra payment.

Martin said that people who are ‘ill or disabled’ – which applies to the majority of those suffering from one of the four named conditions – might be missing out on a benefit called Attendance Allowance, worth £108.55 per week.

Appealing to those aged 66 or over, who typically receive a State Pension of £221.20,  he tells viewers: ‘Millions of you can massively boost your State Pension.’

Paid by the Department of Work and Pensions (DWP), Attendance Allowance could add up to £6,000 a year in cash payments and, crucially, it is not means-tested.

The last point is particularly important because it means that someone ‘ill or disabled’ will be able to claim the benefit regardless of how much money they have in income, savings or assets.

Martin said: ‘This is for disabled or ill people of state pension age, we need to collectively work together to spread word on this one.

Martin Lewis (pictured) has revealed four health conditions that should entitle sufferers who are State Pension age to an additional £109 per week
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Martin Lewis (pictured) has revealed four health conditions that should entitle sufferers who are State Pension age to an additional £109 per week

‘Most importantly, Attendance Allowance is not means-tested, they do not look at your means or how much money you’ve got.

‘You’re either entitled to it or not entitled to it regardless of finances.’

Prospective claimants, however, do need to be aware of the other types of benefits that  conflict with Attendance Allowance.

‘It is for those who need help with daily living. Both mental and physical conditions,’ Martin added.

‘For those who are already on Personal Independence Payments or Disability Living Allowance, you get more, you can’t have both, you don’t want to claim this. This is for everyone else.’

The savings expert explained that there are two different amounts of Attendance Allowance available for people who are ‘ill or disabled’.

The first amount of £73 per week is for those who require help during the day or the night – but not both.

Sufferers who claim this version of the benefit will be entitled to almost £4,000 per year from the DWP.

Martin then added that there’s a second amount of £109 per week, which amounts to just under £6,000 per year, that is available for those who require help during the day and the night.

The Manchester-born Money Saving Expert founder, 52, was speaking on The Martin Lewis Money Show Live on Tuesday
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The Manchester-born Money Saving Expert founder, 52, was speaking on The Martin Lewis Money Show Live on Tuesday

Having established the different criteria that equate to different payment amounts, he clarified: ‘Now to be eligible for Attendance Allowance, you must have needed help for six consecutive months.

‘This is crucially important. You must have NEEDED help, not have got help. There are many people out there who need help but haven’t got help, which is why Attendance Allowance is there.

‘So it is about the need, not the actuality of what happens.’

To help people work out whether or not they’re eligible for Attendance Allowance, Martin highlighted a legal precedent that outlines the different types of assistance usually needed.

He added: ‘What defines help? Well the first one is help with daily living, and a famous old judge… in 1981 defined this and it still fits for today.

‘This is help with bodily functions including breathing, hearing, seeing, eating, drinking, walking, sitting, sleeping, getting in or out of bed, dressing, undressing, eliminating waste products and the like.

‘All of which an ordinary person who is not suffering from any disabilities does for himself.

He explained that those with 'Parkinson's or physical disabilities, dementia or terminal illness' are likely to be eligible for an extra payment
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He explained that those with ‘Parkinson’s or physical disabilities, dementia or terminal illness’ are likely to be eligible for an extra payment

‘That is the definition of help which is needed. You can see the broad range of people who this would impact.’

He concluded by listing four age-related conditions that would usually mean someone is entitled to claim Attendance Allowance.

‘This is common for people with Parkinson’s, or physical disabilities, dementia or terminal illness and more,’ Martin said.

‘You can apply on someone else’s behalf as long as they are capable of understanding or you can sign it for them if you have Power of Attorney.’

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